Built for PEARL
The wallet for the currency of AI.
Hold PEARL on your phone, secured with MPC and your passkey. Buy it by card in a tap. Then borrow USDG against it in the Pearly Vault, or trade it on Hyperliquid.
MPC wallet · No seed phrase
We work with
- PearlBridge
Why PEARL
The AI-mined digital currency.
Pearl's proof of useful work is built on the matrix multiplication AI models run, so a GPU serving a model can mine PEARL with the same work. Miners earn PEARL in block rewards.
Hold it, borrow USDG against it in the Pearly Vault or trade it on Hyperliquid, from one app.
- ConsensusProof of useful work
- Block time194 seconds
- AddressesTaproot only
- Max supply2.1B PEARL
Buy
Buy PEARL in a tap.
Pay by card and PEARL lands in your wallet. Move it between Pearl mainnet and EVM chains whenever you want, and follow each confirmation in the app.
Vault
Borrow against your PEARL.
Use your PEARL as collateral in the Pearly Vault and borrow USDG. Your health factor and liquidation price show before you confirm.
If you hold USDG, supply it to the pool and earn the interest borrowers pay.
Trade
Trade PEARL perps on Hyperliquid.
Perpetuals from your own Hyperliquid account. Perp tickets show your liquidation price before you open.
Trading involves risk, including loss of capital.
pearly.bot
Hedge and earn funding with pearly.bot.
pearly.bot holds PEARL against a short perp on Hyperliquid to earn funding or hedge your position, within a daily loss limit you set.
Stop it at any time from the app.
Security
Security without a seed phrase.
Pearly runs on the Ampli SDK, the MPC wallets and policy engine Ampli builds for exchanges, neobanks, funds and treasuries.
Your key is made as three shares, one on your phone, one with Ampli and one sealed by your passkey, and it's never put back together. Any two shares can sign, and Ampli never holds two.
- Passkeys
Sign in with your passkey and open the app with Face ID. Nothing to write down.
- New phone
Your passkey and Ampli's share restore the wallet. There's no seed phrase to find.
- Strategy limits
pearly.bot signs with its own key and can only do what you approved.
- Audits
Ampli's smart accounts are audited by Cantina and by Sherlock + Blackthorn.
FAQ
Common questions
Why call PEARL the currency of AI?
Pearl's proof of useful work is built on the matrix multiplication AI models run, so a GPU serving a model can mine PEARL with the same work. That's why we call it the currency of AI.
Is Pearly a web wallet?
No, Pearly is a phone app only. There's no website or browser extension for someone to copy and phish you with.
What if I lose my phone?
Install Pearly on the new phone and sign in with your passkey. Your passkey's share and Ampli's share restore the wallet.
Who holds my key?
You do. Your key is split into three shares, and two of them are yours: the one on your phone and the one sealed by your passkey. Ampli holds the third.
What is wPEARL?
PEARL on EVM chains, one for one. Pearly moves it for you, and you can bring it back to native PEARL on Pearl mainnet whenever you want.
What does borrowing cost?
A variable APR that moves with how much of the pool is borrowed. You see it, with your health factor and liquidation price, before you confirm.
What happens to my loan if PEARL falls?
This only applies to PEARL you deposit in the Pearly Vault as collateral for a USDG loan. If PEARL reaches your loan's liquidation price, part of that collateral is sold to repay the loan. Adding PEARL to the Vault or repaying moves that price down. PEARL in your wallet is never sold.
Is there a Pearly token?
No. Pearly is a wallet for PEARL and has no token of its own. Any token using the Pearly name isn't ours.
Can I use it today?
Pearly is in early access. Leave your email below and we'll send an invite when your place comes up.
Be early to Pearly.
Join the list and we'll email you an invite.